The checklists below are intended to be an approximate guideline as to the qualified nature of certain healthcare expenses. Premier Financial Benefits, LLC does not engage in offering tax advice. For more detailed information on qualified expenses and how HSAs can work for you contact the IRS directly or a licensed tax professional for advice.

Qualified Medical Expenses

• Abdominal supports
• Acupuncture
• Air conditioner - used for allergy relief
• Alcoholism treatment
• Ambulance
• Anesthetist
• Arch supports
• Artificial limbs
• Autoette - when used for relief of sickness
• Birth control pills
• Blood tests
• Blood transfusions
• Braces
• Cardiographs
• Chiropractor
• Christian Science Practitioner
• Contact lenses
• Contraceptive devices - by Prescription
• Convalescent home - for medical treatment only
• Crutches
• Dental treatment
• Dental X-rays
• Dentures
• Dermatologist
• Diagnostic fees
• Diathermy
• Drug addiction therapy
• Prescription drugs
• Elastic hosiery - Prescription
• Eyeglasses
• Fees paid to health institute prescribed by a doctor
• FICA and FUTA tax paid for medical care service
• Fluoridation unit
• Guide dog
• Gum treatment
• Gynecologist
• Health services
• Hearing aids and batteries
• Hospital bills
• Hydrotherapy
• Insulin treatments
• Lab tests
• Lead paint removal
• Legal fees
• Lodging - away from home or outpatient care
• Metabolism tests
• Neurologist
• Nursing - including board and meals
• Obstetrician
• Operating room costs
• Ophthalmologist
• Optician
• Optometrist
• Oral surgery
• Organ transplant - including donor's expenses
• Orthopedic shoes
• Orthopedist
• Osteopath
• Oxygen and oxygen equipment
• Pediatrician
• Physician
• Psychotherapist
• Podiatrist
• Postnatal treatments
• Practical nurse for medical services
• Prenatal care
• Prescription medicines
• Psychiatrist
• Psychotherapy
• Radium therapy
• Registered nurse
• Special school costs for the handicapped
• Spine fluid tests
• Splints
• Sterilization
• Surgeon
• Telephone or TV equipment to assist the hard of hearing
• Therapy equipment
• Transportation expenses - relative to health care
• Ultra-violet ray treatment
• Vaccines
• Vasectomy
• Vitamins - if prescribed
• Wheelchair
• X-rays

Non-Qualified Medical Expenses

• Advance payment for services to be rendered the following year
• Athletic club membership
• Automobile insurance premium allocable to medical coverage
• Boarding school fees
• Bottled water
• Commuting expenses of disabled person
• Cosmetic surgery or procedures
• Cosmetics, hygiene products or similar items
• Diaper service
• Domestic help
• Funeral, cremation or burial expenses
• Health programs offered by resort hotels, health clubs and gyms
• Illegal operations and treatments
• Illegally produced drugs
• Maternity clothes
• Nonprescription medication
• Premiums for life insurance, income protection, disability, loss of limbs, sight or similar benefits
• Scientology counseling
• Social activities
• Special foods or beverages
• Specially designed car for handicapped other than autoette or special equipment
• Stop-smoking programs
• Swimming pool
• Travel for general health improvement
• Tuition and travel expenses a problem child to a particular school
• Weight loss programs